Equiox Calculators
Powerful answers. Beautifully simple.
Free, private modelling tools for the financial questions that matter. No account required. Your entries stay in this browser and are not saved.
See today clearly
Net Worth
Add what you own and owe to reveal your current financial position in minutes.
Open calculatorUnderstand the real cost
Mortgage Repayment
Model repayments, interest and the impact of paying a little more each month.
Open calculatorModel the long view
Retirement Account
Estimate how an existing balance and regular contributions may compound over time.
Open calculatorWatch time do the work
Compound Interest
Explore the relationship between starting capital, contributions, return and time.
Open calculatorSee beyond the purchase price
Investment Property
Estimate financing, yield, cash flow and projected equity from one clean model.
Open calculatorDefine financial independence
FIRE
Estimate your independence number, progress and an illustrative path to reach it.
Open calculatorEstimate what you have built
Business Value
Explore an indicative value range using profit, growth, cash, debt and owner dependence.
Open calculatorKnow the revenue floor
Business Break-Even
Estimate the monthly revenue and sales volume required to cover your operating costs.
Open calculatorSee how long cash may last
Business Cash Runway
Model runway using cash, revenue, operating costs, debt repayments and owner drawings.
Open calculatorYou’ve calculated your net worth.
Now understand what it actually means.
Tried the free net worth calculator? That total is only the starting point. A paid Wealth Snapshot analyses what sits behind your number: how your wealth is distributed, where it is concentrated, how liabilities affect your position, your progress toward a selected goal, and how different scenarios could change your financial future.
One-time purchase. No subscription. Receive one private, structured report to download and keep.
Free calculator
- One assets-minus-liabilities total
- A point-in-time estimate
- No goal, exposure or scenario analysis
- Instant and free, with no account required
Individual Snapshot
- Explains what is driving your net worth
- Reveals allocation and concentration
- Measures progress toward your selected goal
- Models future trajectories and liability scenarios
- Creates a structured report to download and keep
Couples Snapshot
- Mine, Yours and Ours ownership
- Individual and combined household exposure
- Shared liabilities, concentration and goals
- Modelled household trajectories and scenarios
- One coordinated report to download and keep
Business Snapshot
- Indicative business value range
- Business and personal wealth in one owner picture
- Cash, debt, profit, drawings and concentration
- Target number, exit horizon and three scenarios
- One private report to download and keep
Equiox membership
- Your ongoing, connected dashboard
- Update the picture as life changes
- Continuous tracking belongs here